Is 'Savings' a Plural Noun?

"Savings" is a plural noun. You can use it to speak about the money that you have saved.

"Savings" is a plural noun. You can use it to talk about the money that you have saved.

Patricia used all her savings to buy a new car.

The noun "saving" (without "s") also exists. What's the difference between "saving" and "savings"? "Saving" refers to an action; it's a process.

The deal resulted in an important saving in costs over time.

"Savings", by contrast, is what has been saved. It's a stock.

Steven decided to withdraw all his savings from the bank.

Plural nouns, like "savings", take a plural verb, so we say "savings are/have", not "savings is/has". They also take a plural pronoun.

My savings are losing their value because of inflation and taxes.

My savings is losing its value because of inflation and taxes.

Other financial-related terms that are also plural nouns:

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